Privacy policy

Introduction

At Credum.ph, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you use our website and services. By using Credum.ph, you consent to the practices described in this policy.

About Us

Credum.ph is operated by Summarum Media, business-ID FI28230174.

Information We Collect

We may collect the following types of information:

  • Personal identification information (Name, address, email, phone number)
  • Financial information (Income, bank account details)
  • Demographic information (Age, gender, employment status)
  • Technical data (IP address, browser type, device information)
  • Usage data (Pages visited, time spent on site, click patterns)

How We Use Your Information

We use your information for the following purposes:

  • To connect you with potential lenders
  • To improve our website and services
  • To communicate with you about your account and our services
  • To send you marketing communications (with your consent)
  • To comply with legal obligations

Data Sharing and Disclosure

We may share your information with:

  • Our partner lenders and financial institutions
  • Service providers who assist in our operations
  • Legal and regulatory authorities when required by law

Your Rights

Under the Data Privacy Act of 2012, you have the following rights:

  • Right to access your personal data
  • Right to correct inaccuracies in your data
  • Right to object to processing of your data
  • Right to erasure or blocking of your data
  • Right to data portability

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance your browsing experience and analyze site usage. You can manage your cookie preferences through your browser settings.

Marketing Communications

We may send you marketing communications about our services and those of our partners. You can opt-out of these communications at any time by clicking the “unsubscribe” link in our emails or contacting us directly.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your data privacy rights, please contact our Data Protection Officer at:

Email: [email protected]