Terms and conditions

Introduction

Welcome to Credum.ph. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.

About Us

Credum.ph is operated by Summarum Media, business-ID FI28230174.

Our Services

Credum.ph is a marketing website. We do not provide loans directly. By submitting an application through our website, you authorize us to share your information with our partner lenders for the purpose of finding suitable loan offers.

User Responsibilities

  • Provide accurate and truthful information when using our services.
  • Use the website only for lawful purposes.
  • Refrain from any activity that could harm, disable, or impair our website’s functionality.
  • Do not attempt to gain unauthorized access to our systems or user accounts.

Intellectual Property

All content on Credum.ph, including but not limited to text, graphics, logos, and software, is the property of Credum Financial Services Inc. and protected by Philippine and international copyright laws.

Privacy and Data Protection

We are committed to protecting your privacy. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal information.

Limitation of Liability

Credum.ph provides its services on an “as is” basis. We do not guarantee the accuracy, completeness, or timeliness of the information on our website. We shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or have any control over the content of these external sites.

Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on the website. Your continued use of Credum.ph after any changes indicates your acceptance of the modified terms.

Termination of Service

We reserve the right to terminate or suspend your access to our services at our sole discretion, without notice, for any reason, including breach of these Terms & Conditions.

Contact Information

For any questions or concerns regarding these Terms & Conditions, please contact us at:

Email: [email protected]

Last updated: July 29th, 2024