About Credum

Who operates Credum

Credum is operated by Summarum Media Oy, a Finnish company, Business ID 2823017-4, VAT ID FI28230174. Address: 6795 Ayala Avenue, Makati City, 1209 Metro Manila, Philippines. Contact [email protected] for our service, complaints or privacy requests.

Our service

We receive your loan application, compare it with participating programmes’ requirements and refer the necessary information to relevant lenders or brokers. You can review responses and continue with a provider. We are not a lender, do not grant loans and cannot guarantee approval or a particular amount or rate. The lender makes its own decision and sets the final contract.

Fees and commercial relationships

Credum is free for applicants. Participating partners may pay us commissions for referrals or outcomes. Those relationships can influence participation and ordering alongside eligibility, availability and programme performance. We do not compare every provider in the Philippines or provide independent financial advice. You are not obliged to borrow because you use our service.

Your information and rights

Read our Terms and Conditions, Privacy Policy, Cookie Policy and recipient information. For requests or complaints, see Your Data Privacy Rights and Financial authorities and complaints.